1.0 INTRODUCTION
1.1. Launch
On 28th December 2001, the Bonaboto Education Assistance
Fund (BEAF) was launched at the Black Star Hotel, Bolgatanga in the
Upper East Region. These Guidelines are hereby issued to guide the implementation
of that Fund (the BEAF).
1.2 Background
Education is the bedrock for all development. Education
empowers the individuals to take control of their environment, develop
skills and knowledge required for development in any field. It has always
been regarded as a fundamental tool for poverty eradication since it
provides the technical skills and knowledge to set the people free from
ignorance. In deed, a well-educated society is confronted with very
minimal risk indicators of poverty such as diseases (e.g. HIV/AIDS),
high mortality and birth rates, outmoded cultural practices etc.
1.3. Education In Northern
Ghana
The three northern regions constituting 20% of the population
of the country are estimated to account for 60% of Poverty in Ghana.
The state of education in these regions is, correlatively, very poor.
The reasons why the north in general has taken the back seat in education
can be traced to deliberate colonial policies to deny the area access
to education in order to maintain it as a permanent labour reserve for
the mines and cocoa farms in the south. However, efforts by the government
of the first republic to address the sixty year education gab created
by this deliberate colonial policy between the north and our counterparts
in the south was not sustained by subsequent governments.
The problems of education in the North
range from lack of access to schools, lack of teachers and teaching
aids, poor teaching and educational infrastructure and particularly
very low enrollment and very high school drop out rate for the girl
child. Physical access to schools is unevenly skewed against the north.
Geographically, the Northern, Upper West and East regions have the lowest
concentration of schools in the country. They account for less than
4% of the student population at the university level. For instance,
Ghana’s top 45 secondary schools account for 96.3% of total admissions
to the University of
Ghana. Only two schools from the three northern regions (Tamale
and Navrongo Secondary Schools) are among these top 45 schools and account
for a mere 3.7% of admissions to the university.
1.4.
Education In The Upper East Region
National statistics on almost all indicators of poverty
put the Upper East Region as the poorest among the ten regions and the
state of education in the region is a true reflection and measure of
this poverty. The region has a literacy rate of 12.4% as against a national
average of 47.9% and 55% in Volta Region. The percentage of households
with a primary school in the community of residence in the Upper East
is 67% as against 100% in Accra, whilst that for junior secondary school
is 33% in Upper East as against 84% in Ashanti region. School dropout
rate is 24% in the region, as against 4% for Accra. In deed, the region
has the highest school drop out rate in the country (MoE in WB SAR)
The
alarmingly poor state of education in the area is highlighted in the
yearly Criterion Referenced Test conducted by the Ministry of Education.
The region registered a poor mean score of 33.9% in English and a poorer
29.4% in Mathematics. Only a meagre 4.8% and 3.6% passed in the two
subjects respectively in 1995. The general conclusion of the test was
that the vast majority of the children in the region is not learning
any skills and is, therefore, not benefiting from the educational reforms
(MoE 1995 in WB staff appraisal report). The trend has not changed in
subsequent tests. The region turned out to be the worst when compared
with the whole country. Education-related bills were identified as partly
the cause for the low enrolment in the region.
1.5.
State of Education in the Bonaboto Area
Poor
Quality of Education
If these statistics are worrying in the regional context,
they are even more worrying in the case of the BONABOTO area, which
is defined by the communities covered by the Bolgatanga and Bongo District
Assemblies. With a total population of 328,608 people and population
density of 203 persons per sq. km and a total land area of 1610 km,
the BONABOTO area is the most densely populated area in the country
and is described as the “poorest of the poorest”. This poverty
cannot be de-linked from the poor state of education in the area. Education
facilities are in a sorry state of disrepair and woefully inadequate
for the fast growing child population.
The
quality of education is negatively impacted by, lack of access to schools,
poor attendance and enrollment rates, poor quality of teachers, lack
of or inadequate supply of teachers, teaching and learning materials,
lack of pre-schools for children under five, among others. In Ghana,
the acceptable minimum pupil-teacher ratio is 40: 1, it is 90: 1 in
the Bonaboto area. For every 10 children of school going age only 3
have access to primary education. Access to schools presents a real
problem. These include lack of or inadequate structures, lack of sufficient
learning space for children and the poor nature of available structures.
There is also pronounced gender gaps in enrollment rates in the area
with a 23 percentage point male to female difference in enrollment rates
at the primary school age group (5-11years) and 34 percentage point
gap at the JSS level (12-14 years).
The use of a child’s native language at early childhood development
centers and at the basic school level in general is considered an important
tool in providing sound educational foundation for a child. Our students
in the teacher training colleges have always bemoaned the situation
where teacher trainees from the area are forced to take languages that
have no immediate use in the area. The only reason the Farefare language
is not included in subjects taken at the teacher training level is that
it lacks a well-developed language text and primers for use in these
schools.
Fortunately
the language has now been technically accepted for inclusion in the
curriculum at the teacher training level subject to availability of
developed literacy on it. Our brothers lecturing at the Gurene Language
Department of the University College of Education, Winneba, are taking
up the project of text development seriously with Professor Krupp Dakubu
of the University of Ghana. The project’s progress is, however,
impeded by lack of financial resources.
Access
to Tertiary Education
At the tertiary level, the situation is equally disturbing. No secondary
school in the BONABOTO area is among the 45 schools who contribute to
nearly 97% of the student population in universities. The few students
who qualify for some of these prestigious schools in most instances
do not have the resources to pay the high fees demanded by these schools.
Those who qualify either fail to honour the offers of admission due
to financial problems or accept these offers but live under trying conditions,
as many of them invariably have no residential status in view of their
weaker grades, which are a reflection of the poor pre-tertiary school
environment in the area. Most institutions award residence status in
order of merit (academic excellence). What is gratifying is that many
of those who get access to these institutions exhibit outstanding performance
and are usually among the top class students at the end of the course.
With
the growing move for “cost recovery” or “cost sharing”
in the provision of social services (like education and health), education
in the Bonaboto area is in danger of declining even further. The introduction
of the “Academic Facilities User Fees” in tertiary institutions
has further compounded the predicament of students from the area and
is worsening the already poor access to these institutions.
2.0 ESTABLISHMENT OF THE BONABOTO
EDUCATION ASSISTANCE FUND
In the light of the above and other
reasons which account for the sorry state of education in the Bonaboto
area, and Bonaboto’s strong conviction that quality education
is by large the most important and effective tool for fighting poverty,
which is endemic in the area, Bonaboto hereby establishes the BONABOTO
EDUCATION ASSISTANCE FUND (BEAF) (herein after referred to as THE FUND).
2.1 Objectives Of Fund
The objectives of the Fund include the following:
Short-term objectives;
1. To support needy but brilliant students at the secondary and tertiary
level;
2. To support the development of Farefare textbooks and primers;
Long- term objectives;
1. To supplement the supply of teaching and learning materials in schools
in the Bonaboto area;
2. To contribute towards the improvement of educational infrastructure
development in the Bonaboto area;
2.2 Sources of Funding
The Fund’s main sources of income are expected
to comprise the following:
1. Monthly contributions by Bonaboto members.
2. Contributions from all citizens of the BONABOTO area, both home and
abroad.
3. Donations and contributions from the District Assemblies.
4. Donations and contributions from Non Governmental Organizations,
private companies, Churches and individuals not from Bonaboto origin
but resident in the area.
5. General appeals for support from individual Ghanaians, both local
and foreign companies, foreign embassies, Churches and Non Governmental
Organisations outside the Bonaboto area.
6. Special Fundraising activities such as dinner dances, cultural festivals,
raffles, etc.
The FUND is expected to realize an initial
amount of one hundred million cedis (¢100,000,000.00), which would
serve as seed money into a trust holding.
2.3. Management of the
Fund
There shall be constituted a Technical Management Team (TMT), and a
Board of Trustees,(or some such body) for the administration of the
Fund.
2.3.1. The Technical Management
Team
A Technical Management Team, comprising selected members of Bonaboto
would be responsible for the day to day management of the Fund. The
TMT shall be chaired by the Vice Chairperson of Bonaboto but it shall
be independent of the Executive Committee of Bonaboto.
2.3.2. Functions of the TMT
The Technical Management Team would be responsible for the following:
i. Management of the Fund
ii. Raising of additional funds
iii. Selection of needy students for assistance.
iv. Disbursement to beneficiaries.
v. Investment of funds.
vi. The TMT shall perform any other functions Bonaboto may assign to
it
2.3.3. Board of Trustees.
A Board of Trustees shall be constituted to advise and supervise the
TMT in the implementation of the Fund. It shall consist of not less
than five (5) and not more than eleven (11) members, nominated by Bonaboto.
The Board of Trustees must include at least one person from each of
the four Constituencies making up the Bonaboto area and at least two
women.
2.3.4. Sustaining The Fund
To ensure the sustainability of the Fund the Technical Management Team
will be required to
i. Prepare quarterly statements of accounts to stakeholders, especially
regular contributors to the Fund.
ii. Educate target groups on the need to constantly contribute to the
Fund
iii. Open an account for beneficiaries of the Fund to contribute to
it
upon completion of their studies.
iv. Engage in active fundraising activities.
v. Ensure the prudent investment of funds raised.
2.3.5 Contributions to the Fund
Contributions to the Fund are expected to take the following forms
i .Monetary (Cash, cheque, transfers, etc.) contributions
ii. Contributions in kind e.g. teaching and learning materials, roofing
sheets, cement etc.
iii. Adoption of specific schools or specific students in distress
An official receipt will be issued for all monetary contributions while
a written acknowledgement will be given for all other contributions.
2.3.6 Payments into the Fund.
Payments could be made directly into the Fund’s account at Standard
Chartered Bank, Liberia Road (near the TUC building) either in lump
sum or periodic contributions by standing orders or by cash or cheque
to accredited representatives of various local branches of Bonaboto,
both home and abroad.
2.4. Qualification for
Assistance
To benefit from the Fund, an applicant shall satisfy
the following requirements and/or conditions:
i. The applicant must be the poorest of the poor, needy and intelligent.
For the purposes of the Fund, the following shall have the meaning attached
to them;
“poorest of the poor” includes but not limited to an applicant
who is
either an orphan without any responsible guardian, or whose parents
are not capable of providing any support for his/her education, or any
such similar circumstances, making the applicant incapable of supporting
him/herself in school.
“needy” includes but is not limited to an applicant who
does not qualify for or is not enjoying any other type of assistance
or scholarship and who is not on study leave with pay or who does not
have any other source of income.
ii. The applicant or a parent/guardian
shall submit a written application
to the TMT, justifying the need for assistance from the Fund.
2.5. Type of Assistance
Assistance from the Fund may take any of the following
forms:
• Payment of school fees
• Payment of domestic traveling costs
• Payment for cost of basic textbooks.
• Payment for school uniforms.
2.6
Reporting on Progress of the Fund
The Technical Management Team shall report bi-annually
on the management of the Fund to Bonaboto. The report shall include
a half yearly/annual statement of accounts. Statements would also be
posted at the Bonaboto website for the information of all stakeholders.